Know what you can spend next

A category budget with clear remaining amounts.

Set money aside by category and record purchases. Carry immediately shows what is still available to spend.

iPhone first · Android is the next release

Carry budget screen showing category balances for a family household
Groceries−20.00 USDspent 820 of 800
Planned income5,600.00 USD

How Carry works

Plan once. Your balances stay clear.

Set money aside for the month, record what happens and always know what remains in each category.

01Plan

Decide where the money should go.

Add expected income and bills, then set aside money for the categories that matter. A category can also stay without a plan.

  • Combine recurring and one-off income
  • Reserve money for required payments
  • Allocate the rest to your categories
Carry Plan screen with income and required payments
02Transactions

Record a purchase in seconds.

Start from an iPhone shortcut, choose a category and enter the amount. Carry updates the balance immediately.

  • Start from the Home Screen
  • Choose the right category
  • See the new balance in Carry
Carry shortcut for choosing an expense category on iPhone
03Balances and history

Check what is left at any time.

Budget shows the current balance of every category. History explains how each number changed.

  • Carry a balance or debt into the next month
  • Move money between categories
  • Keep corrections visible in History
Carry budget screen with planned, spent and remaining category amounts

Features

Useful when you need it.

Carry keeps everyday budgeting simple, while the extra tools stay close when you need them.

Currencies01

Spend in the currency you are using.

Enter the amount exactly as you paid it. Carry keeps the original amount and shows what it means for your budget.

Statistics02

See where the plan worked.

Compare planned and actual spending, then open a category to see how it changes over time.

Excel03

Your budget is never trapped in the app.

Export a readable Excel file, work with it outside Carry and use it to move the budget to another device.

Appearance04

Easy on the eyes, day or night.

Choose light or dark appearance. Your budget stays just as readable in either mode.

Local or shared

Keep it on your phone or manage it together.

A local space is free and needs no account. Choose Carry Cloud only when you want sync or shared access.

Local space

Only on your device

Start immediately without signing up. Your budget stays on this device until you decide otherwise.

  • Free local budgets
  • Works without an account
  • Personal backup
  • Readable Excel export
Carry Cloud

Together with others

Keep the same space on your devices and invite the people you plan money with.

  • Current balances for every member
  • Edit or view-only access
  • Multiple separate spaces
  • Only the space owner needs a subscription
Carry screen for choosing local or cloud storage while creating a space
Choose where a new space lives
Carry space switcher with local and cloud spaces
Keep home, travel and personal budgets separate

Carry never moves a local space to the cloud unless you choose to do it.

Carry Cloud

A budget you manage together.

Invite the people you plan with. Every member sees current balances and shared changes.

  • Only the space owner needs a subscription
  • Let someone edit the budget or only view it
  • Keep home, travel and personal budgets separate
  • Change or remove access at any time
Carry Cloud members and access screen for a shared space

Also in Carry

The details that make budgeting calmer.

The main story is above. These tools are available when your budget needs a little more flexibility.

01

Plan your way

  • Categories with a plan or without one
  • Recurring and one-off income
  • Required payments and carryover
02

A complete History

  • Expenses, income, funding and transfers
  • Corrections without erasing the original
  • Month and all-time filters
03

Currencies and results

  • Amounts kept in the purchase currency
  • Plan and category statistics
  • Budget-currency changes from a new month
04

Move your data

  • A readable Excel file
  • Restore on another device
  • Validation before import
05

Local or shared

  • Local spaces without an account
  • Optional sync
  • Shared access and separate spaces
06

Your preferences

  • Apple Shortcuts
  • App lock and light or dark appearance
  • English, Russian and Ukrainian

Before you start

Answers to common questions.

Does Carry connect to my bank?

No. Income and expenses are added manually. Carry does not request access to bank accounts.

How is Carry different from a basic expense tracker?

A tracker tells you where money already went. Carry helps decide what it can be used for next: plan income and bills, allocate money to categories, then see the real amount left after every purchase. Carryover, transfers, history and shared access keep that plan useful through the whole month.

Can I keep a budget only on my phone?

Yes. A local space works without an account. Cloud sync and shared access are separate choices.

Can I take my data out?

Yes. Carry exports a readable XLSX workbook with separate sheets for the budget data. You can use it in Excel and import the same file to restore a complete local space on another device.

Does it work offline?

A local space is stored on the device and core transactions are recorded immediately. Sign-in, shared-space sync, exchange-rate updates and other cloud features require an internet connection.

When will the apps be available?

The public iPhone release is first. Android is the next release; exact store dates are not available yet.

Release

iPhone first. Android next.

Store links will appear here as soon as the public listings are available.